⏳ Limited-time offer → Apply now and earn a $200 cash rewards bonus after qualifying purchases.
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Based on your profile, this card offers strong ongoing rewards, a solid intro bonus, and no annual fee. Whether you’re looking for simplicity or high everyday cash back, this card delivers.
Click below to see your personalized card offer now:
The Wells Fargo Active Cash® Card is one of the best flat-rate cash back cards available. It gives you unlimited 2% cash back on every purchase, no categories, no rotating offers, and no activation required.
If you’ve read the Wells Fargo Active Cash Card review on sites like NerdWallet or Forbes, you already know it’s praised for combining simplicity with serious long-term value.
Rewards and Everyday Use
Earn unlimited 2% cash rewards on all purchases — a rare and valuable feature among no-annual-fee cards.
New cardholders can also unlock a Wells Fargo Active Cash sign up bonus of $200 after spending $500 in the first 3 months — perfect for those who want immediate value with no hassle.
Rewards never expire as long as your account remains open, and you can redeem them for statement credits, direct deposit, or even toward a Wells Fargo loan or mortgage.
Rates and Fees
- Wells Fargo Active Cash Annual Fee: $0 — no annual fee ever.
- Intro APR: 0% for 15 months on purchases and qualifying balance transfers
- Regular APR: Variable, based on your creditworthiness
- Wells Fargo Active Cash Card Fees: No foreign transaction fee listed, but balance transfers do incur a 3% intro fee (up to 5% after 120 days).
Who This Card Is For
If you’re looking for a simple, powerful cashback card, this one checks every box. The Wells Fargo Active Cash requirements typically include a credit score of 690 or higher, though approval may depend on income and debt levels.
Curious about eligibility? The Wells Fargo Active Cash card credit score needed is usually in the good to excellent range.
If you’re ready, you can start the Wells Fargo Active Cash credit card application online — and check for offers without affecting your credit score.
Final Verdict
The Wells Fargo Active Cash® Card is ideal for those who want unlimited rewards with no complexity. The flat 2% back, no annual fee, and $200 welcome bonus make it a no-brainer for everyday spending.
Whether you’re comparing cards or ready to move forward, you can apply for Wells Fargo Active Cash Card online in minutes — and see if you prequalify without impact.
FAQ
Is there an annual fee?
No — the Wells Fargo Active Cash annual fee is $0 for all cardholders.
What credit score is needed to apply?
The typical Wells Fargo Active Cash card credit score needed is 690+, though some approvals may vary depending on your income and debt-to-income ratio.
What are the fees for this card?
The Wells Fargo Active Cash card fees are minimal. There’s no annual fee, and balance transfers have an intro fee of 3%, increasing to 5% after 120 days.
How do I apply?
You can apply for Wells Fargo Active Cash Card online. The Wells Fargo Active Cash apply process is quick, and many users receive a decision within minutes.
Does the card come with a bonus?
Yes — the Wells Fargo Active Cash sign up bonus is $200 after spending $500 in the first 3 months.
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