Apply for the Wells Fargo Autograph card in a simple way

The Wells Fargo Autograph Credit Card is a popular option among consumers looking to maximize their rewards without paying annual fees. This card offers a number of attractive benefits, such as high rewards rates in essential categories and a generous intro bonus offer.

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In this article, we’ll explore how to apply for the Wells Fargo Autograph card, its benefits, interest rates and APR, eligibility requirements, and more.

How to Apply for the Wells Fargo Autograph Card

Applying for the Wells Fargo Autograph Credit Card is a simple and straightforward process that can be done online or in person at a Wells Fargo branch.

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Online:

Visit the official Wells Fargo website.
Navigate to the credit cards section and select the Wells Fargo Autograph Credit Card.
Click “Apply Now” and fill out the request form with your personal and financial information.
Submit your request and wait for approval, which usually takes place within a few minutes.

At an Agency:

Visit your nearest Wells Fargo branch.
Request a credit card application form.
Fill out the form with your information and hand it to the bank representative.
Approval may be immediate or may take a few days, depending on the credit analysis.

Benefits

The Wells Fargo Autograph Credit Card is known for its attractive rewards and benefits, which include:

Point Rewards: Earn 3 points per dollar spent on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1 point per dollar on all other purchases.
Introductory Bonus: Earn 20,000 bonus points when you spend $1,000 in the first three months, equivalent to $200 in cash back.
Cell Phone Protection: Up to $600 of protection against cell phone damage or theft when your phone bill is paid by card, subject to a $25 deductible.
No Foreign Transaction Fees: Ideal for frequent travelers as there are no foreign transaction fees.
Access to Visa Signature Concierge : Exclusive concierge services for dinner reservations, ticket purchases and other assistance.
My Wells Fargo Deals: Access to exclusive deals at select retailers.

Interest Rates and APR

The Wells Fargo Autograph Credit Card offers attractive interest rate and APR terms:

Introductory APR: 0% introductory APR on purchases for 12 months from account opening.
Regular APR: After the introductory period, the APR varies between 20.24%, 25.24% or 29.99% depending on your credit history.
No Annual Fees: There are no annual fees, making it an economical choice for cardholders who want to maximize their rewards without additional costs.

Eligibility and Credit Requirements

To be approved for the Wells Fargo Autograph Credit Card, you must meet certain credit and eligibility requirements:

Credit History: This card is ideal for people with good to excellent credit. The recommended credit score is usually 670 or higher.
Income: The minimum required income is not specified, but a stable income history may increase your chances of approval.
Other Criteria: Wells Fargo also considers other factors, such as your credit utilization ratio and payment history.

Rewards and Points

The Wells Fargo Autograph Credit Card stands out for its flexible and lucrative rewards program:

Points Earnings: 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. 1X point on all other purchases.
Points Redemption: Points can be redeemed for travel, gift cards, statement credits or online purchases with PayPal. 1 point is worth approximately 1 cent.

Cell phone protection

Cell Phone Protection is one of the notable benefits offered by the Wells Fargo Autograph Credit Card. This feature provides coverage against damage or theft of your cell phone when you pay your monthly phone bill with your credit card.

Here’s a breakdown of how this benefit works:

Maximum Coverage: The card offers coverage of up to $600 if your cell phone is damaged or stolen. This may include situations such as accidental breakages, water damage, or theft of the device.
Deductible: There is a $25 deductible that the cardholder needs to pay. This means that in the event of an accident, you will have to pay the first $25 of the repair or replacement cost, and the rest will be covered up to a limit of $600.

Is it worth applying for the Wells Fargo Autograph credit card?

The Wells Fargo Autograph Credit Card offers generous rewards of 3 points per dollar on dining, travel, gas stations, transit, streaming services and phone plans, plus 1 point per dollar on other purchases. There is a 20,000 point bonus when you spend $1,000 in the first three months, equivalent to $200 in redemption value.

The card has no annual fee and offers 0% introductory APR for 12 months, with variable APR of 20.24%, 25.24% or 29.99% after that period. Additionally, it offers cell phone protection up to $600 against damage or theft and has no foreign transaction fees.

However, it requires a good to excellent credit score and doesn’t offer luxurious benefits found on premium cards. If you value rewards in popular spending categories and don’t want to pay an annual fee, the Wells Fargo Autograph Credit Card is worth considering.

Wells Fargo Autograph Contact

For more information or assistance with your Wells Fargo Autograph Credit Card, you can contact customer service:

Telephone: Customer Service Number: 1-800-869-3557.
Online: Visit the customer service section on the official Wells Fargo website for online chat and additional support.
Branches: Visit a Wells Fargo branch for in-person service.

The Wells Fargo Autograph Credit Card is an excellent option for those looking for a credit card with valuable rewards and no annual fees. With high earnings on popular spending categories, a generous intro bonus offer, and additional benefits like cell phone protection and no foreign transaction fees, this card offers great value for consumers with good to excellent credit.

If you’re looking for a versatile and rewarding credit card, the Wells Fargo Autograph could be the right choice for you.

Opting for this card can be a smart move to maximize your rewards and save on your everyday expenses. Don’t hesitate to request and enjoy all the benefits it offers.