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Capital One Venture Rewards: How to apply, benefits, bonuses and miles

The Capital One Venture Rewards Credit Card is a popular choice among travelers looking to maximize their rewards. Known for its simple rewards structure and flexibility in using miles, this card offers a compelling value proposition.

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In this article, we’ll explore how to apply for the Capital One Venture Rewards card, the requirements, benefits, fees and charges, fraud protection and travel insurance, and how to contact Capital One for support.

How do I apply for the Capital One Venture Rewards card?

Applying for the Capital One Venture Rewards card is a simple process that can be done online.

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Capital One Venture Rewards

Steps to Apply:

  1. Visit the Capital One Website: Go to the Capital One Venture Rewards enrollment page.
  2. Complete the Application Form: Provide your personal information including name, address, annual income and employment details.
  3. Submit Application: Review your information and submit your application for review.

The application process involves a credit check, so make sure your credit information is up to date before applying.

What are the requirements to apply for the Capital One Venture Rewards Card?

To ensure you qualify for the Capital One Venture Rewards card, it’s important to understand the eligibility criteria. Here, we’ll break down the credit score and income requirements you must meet.

  • Credit Score: To qualify for the Capital One Venture Rewards card, you typically need a good to excellent credit score, ranging from 670 to 850.
  • Income Requirements: While there is no specific minimum income requirement disclosed, you must provide details about your annual income. This information helps Capital One assess your ability to manage the card and pay your bills.

What is the current welcome bonus and what are the requirements to get it?

The Capital One Venture Rewards card currently offers a welcome bonus of 75,000 miles after spending $4,000 on purchases in the first three months after account opening. This bonus is equivalent to $750 in travel expenses.

Requirements to Obtain the Bonus:

  1. Spend $4,000 on Purchases: Complete this amount within three months of opening the account.
  2. Meet Spending Criteria: Ensure all qualifying purchases are made within the specified time period.

How do I earn miles with the Card?

The Capital One Venture Rewards Card offers a simple and generous rewards structure:

  • 5x Miles: Earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel.
  • 2x Miles: Earn 2 miles per dollar on all other purchases.

What are the benefits of the Card?

The Capital One Venture Rewards card offers a wide range of benefits that go beyond just miles. Here, we explore the top benefits that make this card a great choice for travelers.

Travel and Shopping Benefits

  • Flexible Redemption: Use miles to cover travel expenses or transfer to 15+ travel loyalty programs.
  • No Foreign Transaction Fees: Save money when traveling abroad.
  • Global Entry/TSA PreCheck Credit: Receive up to $100 credit toward application fees.

Additional Benefits

  • Travel Accident Insurance: Provides coverage for accidents while traveling.
  • Extended Warranty Protection: Extends the manufacturer’s warranty on eligible purchases.
  • Rental Car Collision Waiver: Coverage for rental cars in the event of an accident or theft.

What are the interest rates and other fees associated with the card?

  • Annual Fee: $95.
  • APR: Variable APR from 19.99% to 29.99% depending on your credit score.
  • Balance Transfer Fee: Currently $0, but terms may change.

Does the card offer fraud protection and travel insurance?

The Capital One Venture Rewards card not only offers an excellent rewards structure, but it also includes robust fraud protections and travel insurance benefits. Here are the details on how the card protects you.

Fraud Protection

  • $0 Fraud Liability: You are not responsible for unauthorized charges if your card is lost or stolen.
  • Card Blocking: Easily block your card if it is lost or stolen.
  • Security Alerts: Receive notifications of suspicious activity.

Travel insurance

  • Travel Accident Insurance: Coverage for travel-related accidents.
  • Lost Baggage Reimbursement: Compensation for lost or damaged baggage.
  • Travel and Emergency Assistance: Access to emergency services while traveling.

Capital One Venture Rewards Card Contact

For questions or support, you can contact Capital One through the following methods:

  • Phone: 1-800-CAPITAL (1-800-227-4825)
  • Website: Capital One Contact Page
  • Online Chat: Available on Capital One’s official website

The Capital One Venture Rewards card is an excellent choice for travelers looking for a flexible and rewarding credit card. With a generous welcome bonus, a simple rewards structure, and extensive travel benefits, it offers significant value for those with good to excellent credit.

If you’re looking to maximize your travel rewards and enjoy additional perks like waived foreign transaction fees and travel insurance, the Capital One Venture Rewards card could be the perfect solution for you.

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