Your Discover offer is live — Earn cashback like never before
Apply now and enjoy a $200 statement credit bonus after qualifying purchases — plus rotating 5% categories.
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Rating:
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Annual fee
$0
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Credit limit
$1,000+ upon approval
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Benefits
5 rotating categories + $200 match
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Credit score
670+
Discover it® Cash Back Credit Card Review
The Discover it® Cash Back card is one of the most flexible and rewarding cards on the market today. With 5% cash back on rotating quarterly categories (upon activation) and 1% back on all other purchases — plus no annual fee — it’s an ideal choice for smart spenders who want maximum value without complicated requirements.
One of its standout features is the Discover Cashback Match, where all cash back earned in your first year is automatically matched — with no limit. That’s essentially a $200 welcome bonus or more, depending on your spending. Plus, you’ll enjoy 0% intro APR for 15 months on purchases and balance transfers.
Simple to apply and easy to manage through the Discover app, the Discover it Cash Back is a customer favorite for its transparency, security alerts, and robust fraud protection. Whether you're new to credit or rebuilding, this card is worth a spot in your wallet.
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Bank
Discover
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Website
discover.com
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Brand
Discover
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VIP Room
No
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Cashback
1% - 5%
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Coverage
Nationwide
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Category
Cashback
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Points program
Discover Cashback Match
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5% Rotating Categories
Earn 5% cash back on everyday purchases at different places each quarter (like Amazon, grocery stores, restaurants) up to the quarterly maximum, when you activate.
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1% Unlimited Cashback
Earn 1% cash back on all other purchases automatically.
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Cashback Match
All cash back earned in the first year is matched automatically. There’s no limit.
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$0 Annual Fee
Enjoy all the benefits without ever paying an annual fee.
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Intro APR 0%
0% intro APR for 15 months on purchases and balance transfers.
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5% rotating categories
Requires activation each quarter
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Unlimited cashback match (1st year)
No fixed categories
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No annual fee
No airport lounge access
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0% intro APR
Foreign transaction fee applies
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Excellent mobile and fraud alerts
Requires good to excellent credit
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Is there an annual fee?
No — the Discover it® Cash Back card has no annual fee.
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What credit score is needed to apply?
You’ll typically need a score of 670+, though Discover may approve applicants with a shorter credit history.
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What are the fees for this card?
No annual fee. No penalty APR. No overlimit fee. Balance transfer fees apply.
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How do I apply?
You can apply directly at discover.com. Discover offers pre-approval tools with no impact to your credit score.
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Does the card offer a welcome bonus?
Yes — Discover matches all the cash back you earn in the first year automatically.
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Visit the official Discover website
If you have any questions regarding your credit card, visit the institution's official website.
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